I represent the borrower(s) by packaging the loan to highlight strengths and minimize weaknesses.

REPRESENTATION

Represents the Lender

I offer a wide range of programs
with the most competitive
loans.

CUSTOMIZATION

Offers a limited number of programs.

I can quickly move a “Problem Loan” from one lender to another.

FLEXABILITY

If a loan is denied, the entire
process must start over.

I am available for appointments that
fit your schedule – days, evenings, and weekends.

AVAILABLILITY

Available only during normal business hours , at the bank.

I am familiar with many lenders and numerous loan programs.
I licensed by the Department of Real Estate and NMLS.

PROFESSIONALISM

Familiar with a limited number of programs and are
not required to be licensed.

I am paid a commission on
loans that close.

PERFORMANCE

Usually paid a salary plus
a small commission.

I offer numerous rate and fee combinations

COST

Offers limited rate and fee combinations. May have a lower appraisal fee.